Volunteer Hub

No Interest Loan Scheme

A fair go for everyone to access interest-free loans.

Volunteers assist people to access fair, safe and equitable credit through the No Interest Loans Scheme (NILS). NILS are interest-free loans intended to provide individuals and families in need with money for essential items and services to make life easier.

Funds can be used for:

• Household items like fridges, washing machines, stoves, dryers, freezers and furniture
• Some medical and dental services
• Education essentials such as computers and textbooks
• Car-related expenses including registration and repairs
• Essential vehicles including cars, motorcycles, and mobility scooters (credit check required)
• Mobile phones.

“I was looking to support an organisation that matched my interests and values,” - Emergency Relief, Volunteer.

If support people with their finances sounds like you, and you 4 hours a fortnight to spare and a passion to make an impact in the lives of people we support, by creating a place for people to feel safe to access support. We would like you to join our team.

Loans are available for essential goods and services such as fridges, washing machines, car repairs and medical procedures for up to $1,500. Repayments are set at an affordable amount over 12 to 18 months.

NILS isn’t a payday loan and it’s not a bank loan. NILS works through a process called 'circular community credit'. This means when a borrower makes a repayment to NILS, the funds are then available to someone else in the community.

Interested in becoming a local change maker?  Apply Now!

For more information email volunteers@unitingvictas.org.au 

Uniting is a child safe organisation and is committed in everyday practice to ensure the safety and wellbeing of all children, at all times. As a ‘child safe’ organisation, employment with Uniting is subject to a satisfactory national (and international where relevant) police check and relevant Working with Children Check in your State prior to commencement of any paid or unpaid work and/or participation in any service or undertaking.

Uniting is also committed to equal opportunity and ensuring the workplace is reflective of the community. We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people, people from culturally and linguistically diverse backgrounds and people with a disability.